Finance Girl Toronto

There are two major methods for analyzing stocks. One method is Fundamental analysis and the other is Technical analysis. Fundamental analysis analyzes demand and supply of a stock. It tries to explain why a price moved the way it did, and it is based on current demand and supply. Technical analysis is based on historical data. It can almost be described as identifying patterns, and applying the rules derived from the patterns to future price/volume movements. Technical analysts do not…

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1. Understanding the Business      a. Industry Analysis     b. Competitive Analysis      Note : Frame works are just there to help you organize your thoughts. The industry     and competitive analysis should help you understand what the major challenges and     opportunities the company is facing in its industry /operating environment .      c.  Analysis of Financial Statements     d.  Company disclosure analysis ( e.g. press releases, earnings call )      At the end of this analysis you should understand the company’s business…

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Today, I was reading a book called ” First, Break All The Rules” , by Marcus Buckingham and Curt Coffman and came across some questions that I felt I must share with everyone. The authors have done alot of research in the area of employee motivation and productivity in the work place. At the conclusion of their reasearch ( which took about six years ) , they had identified 12 questions that measure the core elements needed to attract, and…

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I have a tiny god daughter who is about to turn 1. She is so adorable. Oh the joy kids bring you in the first few years of their lives. Ever since I have heard of or read about the option of gifting RESPs , I have been wanting to start an RESP for her. I think she’ll make a great lawyer ( we’ll see how that turns out ). So being the control freak that I am, I trolled…

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1. Lack of Financial Knowledge – Our schools interestingly enough don’t teach personal finance concept at any level other than as university courses. Unless your parents have a good basis in personal finance knowledge, and teach it to you, you don’t have a mean to learn it other than teaching it to yourself. 2. Taxes – People need to understand the different types of taxes that are levied on them, and do tax planning to minimize the effect of tax…

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I have bought two cars in the last three yeas. I learned something new each time. I bought a brand new Honda Civic DXG in 2008, and I bought a used Honda Accord in 2009. I thought I’ll share some of my lessons :). Used vs. New I believe this decision should mainly be based on your preference, and what your planned purpose is for the car. When I decided to buy my first car in 2008, I needed to…

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