Browsed by
Author: Gaia T

An avid consumer of knowledge. I enjoy learning about different topics. In the pursuit of learning I discovered, I have a passion for Finance. Specifically personal finance and investing. I enjoy researching , and understanding processes related to events that occur in everyone’s life, such as buying a house, buying a car, managing money etc. I started this blog to share my experiences, and my research on various topics. I have an undergraduate degree in Computer Engineering, a graduate degree in business (MBA), and am working toward my CFA designation (completed level 2). I am a strong believer in giving back to the community. My parents immigrated to Canada when I was 9 years old. Their values, the education system, and the opportunities here helped me make a better quality of life for myself and my family. I volunteer with a local charity (as the Treasurer on the Board) that works with new immigrants, and local youth.
San Francisco –Golden Gate Park

San Francisco –Golden Gate Park

I remember my visit to the Golden Gate Park with mixed feelings. The good – there is a lot to do at Golden Gate Park, and it is beautiful. The bad – someone broke into my parked car and stole a small bag. Let’s start with the good. The Golden Gate Park reminded me of Central Park in New York. I believe it was designed by the same person or the designer was inspired by Central Park. Similar to Central…

Read More Read More

San Francisco – Twin Peaks

San Francisco – Twin Peaks

One of my favorite places in San Francisco is Twin Peaks. These are two large hills in the middle of the city. You can hike, drive or bicycle to the top of the peaks. I drove up and parked on the side near the top. Yay for free parking. Once you get out, you need to climb for about 5 or so minutes on man made stairs to reach the top. The view from the top is breath taking. You…

Read More Read More

San Francisco – Pier 39 & Fisherman’s Wharf

San Francisco – Pier 39 & Fisherman’s Wharf

I visited Pier 39 and Fisherman’s Wharf multiple times. During day time and at night time. I would recommend doing both. There is a great energy at night time, and many places to snack at and have dinner at. I loved the tourist shops around pier 39 for browsing. I bought cable car souvenirs there, and just enjoyed browsing through the souvenir shops. The souvenirs gets redundant, but still fun to do for a short time period. At Pier 39,…

Read More Read More

San Francisco – Golden Gate Bridge

San Francisco – Golden Gate Bridge

On my trip to San Francisco, I visited the Golden Gate Bridge multiple times from different locations. I went to the San Francisco side of it and walked across to the other side during the day time. Would definitely recommend doing this. There is something so magnificent about a seeing a world known landmark, and the beautiful breeze from the Pacific Ocean doesn’t hurt either.  I took a cruise from Pier 39 that took me under the bridge. This provided…

Read More Read More

San Francisco – Tour of Sillicon Valley

San Francisco – Tour of Sillicon Valley

I recently went  to San Francisco for a week. I stayed with family in San Jose. One of my family members works for Apple. He took me on a tour of some of the larger companies between San Fran and San Jose.  Apple, Google, Facebook and Yahoo. This was pretty cool. I have a technical background, so to me this was interesting. I would skip it if you are short on time, but if you have a few days definitely…

Read More Read More

Parking in San Francisco

Parking in San Francisco

I just came back from a trip to San Francisco. Before going on my trip, I tried google search to understand how easy or hard it is to find parking in San Francisco. The impression I got from my google search was that it was reasonable to expect $25 to $30 USD daily parking. This should be considered a good deal. Based on this finding, I bought a San Francisco City Pass to use the city’s bus system to get…

Read More Read More

TMX Learning Centre – A trading simulation/virtual environment to learn investing

TMX Learning Centre – A trading simulation/virtual environment to learn investing

I wanted to help people interested in learning to invest. I searched online for a good trading program for people located in Canada, and came across TMX Learning Centre – http://www.tmx-edu.com/en/ . This week I am going to try out this program, and provide feedback on the blog. This program allows you to trade equities and derivatives. I recommend starting with equities for a beginning investor since equities are easier to understand. Step 1: Create user account by using the…

Read More Read More

I have $5 000 and I would like to invest it. In what do I invest in and where?

I have $5 000 and I would like to invest it. In what do I invest in and where?

In investing starting small makes sense, especially when you are trying to learn to invest on your own. In order to start investing you need to understand what bonds and stocks are. You can refer to this post to get an overview: http://tinyurl.com/j768zcv  Couple of questions to start with: What am I going to invest in? I am going to invest in stocks. Why? I am relatively young, the $ 5 000 I have allocated is to learn investing, and…

Read More Read More

What are stocks and bonds? Equity vs. Debt?

What are stocks and bonds? Equity vs. Debt?

Companies use two sources to obtain funding for various uses such as initial investment, expansion, and supplementing operating income. The two sources available to a company are borrowing money (bonds) or selling equity (stocks). Let’s break this down even further by asking what is equity?  If I were to start a gardening shop that sells only Tulip bulbs I would need a few things to start with. First, I would need money to pay rent for the place I am…

Read More Read More

How to determine the state of an Economy?

How to determine the state of an Economy?

Economy – is defined by Webster as “the process or system by which goods and services are produced, sold, and bought in a country or region”. In investing it is important to understand the state of the economy of the country you are investing in. Why? The current state of the economy of the country you are investing in will determine what financial products you will invest in as well as in what industries you will invest in.It is also…

Read More Read More